Home Financing for Those Who Served
 

VA Loans offer eligible Veterans, active-duty service members, and certain surviving spouses an opportunity to purchase a home with some of the most flexible financing benefits available.
 

Qualified borrowers may be able to purchase with 0% down and no monthly mortgage insurance.
 

Get Pre-Qualified
 

What Is a VA Loan?
 

A VA Loan is a mortgage backed by the U.S. Department of Veterans Affairs and provided through approved private lenders.
 

VA loans can be used to purchase an eligible primary residence, including single-family homes, condos, and certain 2–4 unit properties.
 

Key Benefits
 

• 0% Down Payment — Qualified borrowers may be able to purchase without a down payment.

• No Monthly PMI — VA loans don't require private mortgage insurance.

• Competitive Financing — Eligible borrowers may have access to competitive rates and terms.

• Flexible Options — VA financing can be used for eligible primary residences and may be used more than once when entitlement is available.
   

Who Can Qualify?
 

VA loan eligibility is generally based on military service or other qualifying service requirements. You'll also need to meet VA and lender requirements for credit, income, and occupancy.

A Certificate of Eligibility (COE) helps confirm your eligibility for the VA home loan benefit.
 

Is There a VA Funding Fee?
 

Many VA borrowers are required to pay a one-time VA funding fee. This helps support the VA loan program and can typically be financed into the loan.
 

Some Veterans and service members may be exempt from the funding fee, including certain borrowers receiving VA compensation for a service-connected disability.
 

Is a VA Loan Right for You?
 

If you're eligible for VA financing, it's worth exploring before choosing another loan program. The combination of no down payment, no monthly mortgage insurance, and flexible financing can make a VA loan an excellent option for qualified buyers.
 

Get Pre-Qualified
 

VA eligibility, funding fees, loan terms, and qualifying requirements vary. Not all borrowers will qualify. Additional VA and lender requirements may apply.